CONSUMERS SHOULD be reminded that buying auto insurance policies from direct sellers is only one way to purchase insurance and not always the least expensive way ("Shopping auto insurers can really pay off," Feb. 1). There is no question that consumers can save money when shopping around. But the most efficient way to find the best bargain is to speak with an independent insurance agent. Agents understand the local market and will take the time to navigate the numerous available options, finding coverage packages best suited to protect the consumer's most important assets, and then comparison shop to get the right price and coverage.
The two companies mentioned in your article offer a one-size-fits-all approach and will tell you only about their products even if their offerings aren't the best fit for your needs.
Better deals are indeed found when consumers shop around. But a good agent can do the legwork for you and achieve even greater savings
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