Altrisk insurance

Altrisk specialises in long-term risk insurance. The company is a member of the giant Hollard Insurance group and is also backed by Hannover Life Re, so you`re certain of a solid financial backing when you deal with it. Its specific specialities are dread disease cover, disability cover and life assurance. It bases its products around its underwriting business, and is used by plenty of South African insurers as their underwriter of choice. In fact it is the chief underwriter for Hollard Insurance - a seal of approval if ever one was needed. It also uses Hannover as its primary reinsurer, along with the US based Reinsurance Group of America.
Altrisk provides a comprehensive risk insurance portfolio in its areas of operation. A quick list of its products includes: accidental death insurance, comprehensive disability cover (with optional add-on and premium waiver), dread disease cover, female protector, flexible risk protection, deferred life cover, general life cover, income replacement cover, trauma cover and impairment insurance. There`s a handy quotes package available for download from the company website, and all underwriting and administration forms are there for your convenience as well.
Its big advantage, both in terms of administration and internal company operations, is that it is focused on a limited aspect of the insurance industry - which translates into higher levels of service and better expertise for clients.
The company works through a network of brokers, with an online accreditation facility. Brokers apply and are then vetted before being added to the network, to ensure its integrity and the quality of service they provide..
There is also a community support aspect to the company`s endeavours, and Altrisk is a sponsor of Cotlands - so you can do a little bit of extra good when you take out cover with them.